Penetration Testing
for Banks
Bank Penetration Testing by Researchers With 150+ Published CVEs and 10 Years of Experience Testing Financial Institutions
Bank Penetration Testing That Reduces Risk
Why most bank penetration testing fails to reduce risk:
Development teams get reports they can't act on
Security leaders spend weeks arguing about priorities
Boards receive technical documents without business context
We show you what breaks, how it breaks, and what customer data is exposed
Why Banks Choose AFINE for Penetration Testing
We've spent 10 years penetration testing major European banks in production and found hundreds of critical vulnerabilities. You get researchers who know what breaks in core banking infrastructure, and reports that show exactly how we exploited your environment. Each finding includes working proof-of-concept and business impact.
Our Services
What We Cover in Bank Penetration Testing
Digital Banking Platforms
We manually test authentication and authorization mechanisms across different user types. This includes reviewing cryptographic implementation and password handling practices. We analyze business logic in transaction processing to find flaws that compromise financial operations.
Mobile Banking Apps
We reverse engineer applications to understand actual behavior versus documentation. Test data storage, crypto implementation, and traffic interception. Verify security on jailbroken/rooted devices. Authentication and authorization across different device states.
Payment and Transaction APIs
We enumerate endpoints and test authorization boundaries between users and transactions. Analyze transaction flows under concurrent load for race conditions. Check business logic flaws specific to financial transaction processing. Test API authentication and rate limiting.
Core Banking Systems
We simulate breach scenarios from internet-facing systems to core infrastructure. Test network segmentation, privilege escalation paths, database access controls, and administrative interfaces. Review source code for custom banking applications - memory corruption, type conversion issues, race conditions, and architectural problems only visible by reading code.
Third-Party Integrations and Operational Technology
We assess security at integration points and trust boundaries. Test authorization across partner connections, SWIFT messaging security, and network segregation. Evaluate OT infrastructure including building systems, security cameras, and access control. Check whether IT and OT networks are actually segregated and if physical security systems have digital vulnerabilities.
ATM and Hardware Security Testing
We test physical devices and embedded systems. Analyze ATM firmware, payment terminals, HSM configurations, and NFC/RFID protocols. Test for backdoors, unauthorized code, communication protocol vulnerabilities, and resistance to physical attacks. Hardware compromises persist longer than software bugs.
Social Engineering Testing for Banks
We run spear phishing against privileged users, phone-based social engineering, and physical access attempts. Insider threat simulations show what happens when legitimate access gets abused. Test employee awareness with realistic scenarios specific to banking operations and actual user access levels.
The Enterprise Security Software We Hacked
Our bank penetration testing discovers vulnerabilities in the platforms that major banks depend on. We exploit both known CVEs and the vulnerabilities nobody's documented yet.
Memory corruption in Microsoft Edge (EdgeHTML) allows remote code execution via crafted web content
SQL injection in F5 BIG-IP AFM (Advanced Firewall Manager) allows database attacks on security appliance
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Weak password encryption in IBM i Access Client Solutions allows attackers to decrypt stored passwords and access connected systems
View All CVEs We've Published
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The AFINE Adaptive Security Framework (AASF)
A framework developed from a decade of security assessments and continuously refined as attack methods evolve. Our methodology reflects current threat patterns and the practical security decisions organizations face as their attack surface expands.
Fix-It Roadmap
Remediation prioritized by exploitability in your banking environment. You get CVSS scores and see which attack paths expose customer financial data and compromise core banking systems.
Testing Built for Your Infrastructure
We test in isolated environments or schedule around critical business periods and regulatory audits. We coordinate directly with your security teams throughout the assessment.
Dual-Track Reporting
Security engineers get exploitation details and attack paths. Leadership gets business impact covering compliance, data risk, and operational continuity.
Immediate Risk Intelligence
Critical discoveries during bank penetration testing reach you within 48 hours. You understand risk exposure as testing progresses.
Fix-It Roadmap
Remediation prioritized by exploitability in your environment. You get CVSS scores and attack chain documentation showing what adversaries would target first in your payment infrastructure.
Tailored Red Team Engagement
Red team security testing methodology tailored to your cloud-native architecture, API landscape, and regulatory requirements.
Dual-Track Reporting
Security engineers receive exploitation details and proof-of-concept code. Leadership receives business impact analysis covering operational risk, safety exposure, and regulatory compliance.
Immediate Risk Intelligence
Authorized stakeholders receive confidential briefings on critical findings during red team security testing. You see what we've compromised and potential business impact as testing progresses.
Fix-It Roadmap
Priority-ranked remediation based on exploitability in your specific environment - not just CVSS scores in isolation. We give you specific implementation guidance so your teams know exactly what to fix, how to approach it, and why it matters for your setup.
Security Engagement Designed for Your Organization
We build our approach around your specific architecture, threat landscape, and how your business actually operates.
Dual-Track Reporting
Your technical teams get the full exploitation details and working proof-of-concepts they need. Leadership gets business impact: regulatory exposure, operational risk, revenue implications. No one's stuck playing translator.
Immediate Risk Intelligence
Critical findings come to you within 48 hours. We don't bury them in a final report you'll see weeks later. Your teams can start fixing immediately.
We’re ready to deliver next-level security
Why Organizations Trust Us
AFINE moved from third-choice pentesting supplier to first-choice partner. They keep finding important, and in a few cases even critical issues in places where other pentesters have not found them.
AFINE has been our security testing partner since 2020, consistently delivering exceptional results. Their team identifies advanced vulnerabilities that significantly strengthen our security posture. Reports clearly explain risks with actionable detail for rapid remediation. They consistently meet our aggressive deadlines while maintaining flexibility. Highly recommended as a trusted cybersecurity partner.
I am super impressed. This is really thorough. You have uncovered vulnerabilities that our previous pentest failed to detect. Incredible work. Thank you very much!
We've partnered with AFINE for over 5 years, during which they've conducted dozens of security audits for BGK - including penetration tests, security analyses, abuse testing, and source code reviews. Their work consistently meets the highest standards, delivers on time, and provides excellent value. I highly recommend AFINE for their professionalism, flexibility, and collaborative approach.
The AFINE team performed application analysis and tests of IT environments for us. Provision of services - at the highest level. Information received and knowledge transferred - priceless. I recommend it with a clear conscience, although you have to be prepared for strong impressions.
AFINE delivered sharply prioritized, high-impact findings that allowed us to focus our security efforts exactly where they mattered most. There was no wasted time on low-risk noise - only clear, actionable issues with real business relevance. The engagement was efficient, communication was excellent, and the return on investment was immediately evident.
Bank Penetration Testing FAQ
Let's Discuss Your Security Posture
We scope every bank penetration testing engagement based on your systems and compliance requirements. Book a consultation below to discuss your needs.
